Insurance

Pink Cotton Counseling is currently in network with BCBS PPO, Blue Choice, and Aetna PPO insurance Plans.

Have a different insurance? Not a problem, Pink Cotton Counseling is also an out of network provider. Which means you will be charged for the session at the time of service, but I will provide the necessary documentation to get possible reimbursement from your insurance.

Regardless of your coverage, I recommend that you contact your insurance to verify a few details. Medical insurance, especially insurance for mental health benefits, can be a bit confusing. Here are some suggestions to ask when you call so you know what to expect in terms of coverage:

  1. Do I have a carve out for mental health benefits? (Sometimes insurance is tricky, and your plan for your medical coverage may be completely different than your mental health!)

  2. Do I have out-of-network coverage?

  3. Do I have a deductible? If so, what is it? What happens when I meet my deductible?

  4. Do I have a copay or coinsurance? If so, what is it?

  5. Do you cover CPT code 90791? Do you require prior authorization?

  6. Do you cover CPT code 90837? Do you require prior authorization?